The following insured has these insurance policies in place for a 12-month policy period for each occurrence.
Date of commencement of insurance policy 3rd January 2018.
Date of expiry of insurance policy 2nd January 2019.
The above is intended as a summary and reference should therefore be made to the Insurer’s policy documentation for exact wording applicable. This document is issued to you for information purposes only.
Employer’s Liability Insurance £10,000,000
Public Liability Insurance £10,000,000
Professional Indemnity Insurance £10,000,000
Property Damage Liability Insurance £1,000,000
Contract Works Insurance £5,000,000
Hired in Plant Insurance £100,000
Extensions: Indemnity to principal
Applicable excess: £1,000 Third Party Property Damage (increased to £1,000 in respect of Heat)
£1,000 Theft & Malicious Damage for Contract Works (£1,000 all other)
£10,000 Each & Every Professional Indemnity Claim
Exclusions & Restrictions: Bona fide sub-contractors warranty
War & Terrorism exclusions
The liability aspect of the policy will indemnify the policy holder for legal liability in paying for compensation and claimant’s costs and expenses for accidental bodily injury, accidental loss of/or damage to property sustained by Third Party or in the case of Employers’ Liability also covered under the above where applicable to that of the Employee. This is as per terms of the Policy Wording. The information provided is based on insurance arrangements at the time of writing. Alterations may be made during the period of cover. Any expiry date shown represents the normal expiry date of the policy. In some circumstances, such as in the event of non-payment due, cancellation could occur before the normal expiry date. The policy to which this certificate relates satisfies the requirement of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the island of Jersey and the island of Guernsey. We should be pleased to confirm the current position upon request.
This policy is subject to continuous monitoring and review for each occurrence to ensure continued improvement in our cover and working practices.